There were no way a Senior Citizen can start a health insurance or mediclaim till a few days ago. But now, some new schemes offer this facility to senior citizens to start their health insurance policy after 60 years of age. Here we list out few mediclaim insurance schemes, for people over the age of 60 years :
| Insurer Company Name | Scheme Name | Entry Age (years) |
Policy Details |
| Reliance General Insurance | Individual Mediclaim Insurance Policy | 05-80 years | Policy Details |
| Star Health and Allied Insurance | Senior Citizen Red Carpet | 60-69 years | Policy Details |
| New India Assurance | Varistha Mediclaim | 60-80 years | Policy Details |
| Oriental Insurance | Oriental Insurance Hope | No Upper Age Limit | Policy Details |
| Bajaj Allianz General Insurance | Silver Health | 46-70 years | Policy Details |
Among all the schemes we have gone through, we found "Silver Health" of Bajaj Allianz and "Senior Citizen Red Carpet" of Star Health and Allied Insurance being the two most appealing policies, although, "Oriental Insurance Hope" has the cheapest premium.
So, if you are a senior citizen and looking for a health insurance policy for self or you are a young professional and want to gift your parents a health insurance policy, this is a perfect opportunity.
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