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Mediclaim for Senior Citizens'There were no way a Senior Citizen can start a health insurance or mediclaim till a few days ago. But now, some new schemes offer this facility to senior citizens to start their health insurance policy after 60 years of age. Here we list out few mediclaim insurance schemes, for people over the age of 60 years : Add comment (0)
Life Insurance - Traditional or Endowment Policy vs Unit Linked PolicyAfter privatisation of Life Insurance companies, many companies has come up with unit linked insurance policies. Lets look at some of the advantages and disadvantages of Unit Linked and Traditional insurance policy.
In case of traditional policies, insurance company declare bonus every year. Once bonus is declared, it becomes vested or guaranteed. Although, customer do not get this bonus immediately, but insurance company keep it with the policy fund and this amount does not change with economic conditions. Read more...100% Protection Against Credit Card FraudAmount Credit card fraud globally has gone over $500 million a year. Anyone can be victim of this fraud. But a few simple steps can protect you from credit card fraud. Below mentioned three steps are the most important for a cardholder to protect him/her from a fraud.
Use only photo credit card. Photo Credit Cards has a cardholders photo embossed on the face of the card. Merchants or shops are less likely to check for signature verification. The reason for this is, it is not possible for shop owners to verify the signature as they are not expert and moreover, shop owners do not want to heart the customers ego by asking a question about the signature mismatch, until the mismatch is too much. Shop Owners are also protected from fraudulent transactions until there is a gross mistake from their part. NTPC Stock Update - 30th June 2009
Emkay Research has advised "Reduce" for NTPC. Read more...Axis Bank Stock Update - 29th June 2009
Sushil Finance has advised "Neutral" for Axis Bank. National Pension Scheme (NPS) - Pension for Every Indian
The following are the basic details in common-man’s terms. 1. Methodology and Authorities InvolvedThe concept basically is a combination of a Mutual Fund (Systematic Investment Plan) and Annuity purchase from Insurance Company, with a Central Record keeping Authority facilitating the choice to the Investor to shift from one Fund Manager to another and between Investment Portfolios while continuing with the same corpus during the Mutual Fund phase. |
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Indians will have access to another investment avenue to plan for retirement in the New Pension Scheme (NPS).